Primary Purpose:
Under general supervision, the associate mortgage loan officer is responsible for originating new mortgage loan business for the bank by working with Realtors, Builders, past clients and other referral partners under the mentorship of the Mortgage Loan Officer
Principal Duties and Responsibilities:
Solicit business from potential and existing customers (outside and inside business location)
Interviews loan applicants and processed loan applications for both purchase and refinance transactions.
Assist the Mortgage Loan Officer in Counsel Borrowers about various loan programs.
Assist the loan processor in gathering necessary documents from the customers to prepare for underwriting.
Work closely with the processor and underwriter to address any items needed.
Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance and making sure their pipeline meets the bank’s requirement.
Provides and maintains a professional, business atmosphere within the organization.
Represents the financial institution in public relations activities and community involvement.
Job Specifications:
TheAssociate MLO will gain a thorough understanding of all loan programs and closing costs through training provided by the mentoring Mortgage Loan Officer and the company’s training curriculum.
The goal of the training is for the Junior MLO to acquire a good understanding of FHA, VA, portfolio and conventional underwriting guidelines for all programs and investors.
Must be able to meet strict time deadlines and work independently under pressure
Must be detailed oriented and able to follow set guidelines
Possess ability to sell oneself to potential customers and referral partners
Excellent written and verbal communication skills
Regular and reliable attendance
Works cooperatively with others
#LI-DM1
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.
41 CFR 60-1.
35(c)
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